Hail Damage Claims
Hail marks the whole exterior, not just the roof. We inspect every surface and document the damage for your claim.
What We Look For
Hail leaves marks across the whole exterior. We check each surface.
Shingle damage
Bruised or cracked shingles and lost protective granules.
Gutters and vents
Dents in gutters, downspouts, vents, and flashing.
Windows and skylights
Damaged skylights, window screens, and glazing.
Siding
Dents and cracks in siding and trim.
Metal surfaces
Dents in metal roof panels, HVAC units, and other exterior metal.
Interior leaks
Leaks from roof areas damaged by hail.
Age and depreciation
Roof age, and whether you have replacement cost or actual cash value coverage.
Hail deductible
Whether your policy has a separate wind or hail deductible.
What To Do Right Now
You are dealing with a lot. These steps protect your safety and your claim.
Note the storm date. Write down when the hail fell. It helps match the loss to your policy period.
Photograph from the ground. Capture visible damage safely. Do not climb a damaged roof.
Check for leaks. Look for stains and drips inside, and photograph them.
Report the loss. Tell your insurer and write down your claim number.
Review any contract before you sign. Get inspections if you like, but read every contractor agreement carefully.
Call us before you accept an offer. A free claim review takes about two minutes to start, and there is no cost to review your claim.
Hail Claim Questions
How Do I Know If I Have Hail Damage?
Hail damage is not always visible from the ground. A close inspection is the reliable way to tell.
Does My Policy Cover Hail?
Many homeowner policies cover hail damage, though some carry a separate deductible. We read yours with you.
What Is The Difference Between RCV And ACV?
Replacement cost value pays to replace with new materials. Actual cash value subtracts depreciation. Your policy states which applies.
Can I Hire You If My Claim Is Already Open?
Often, yes. Bring your policy, your claim file, and any carrier letters, and we will review where things stand.
How Long Does A Hail Claim Take?
It depends on the size of the loss and how the insurer responds. We explain the likely timeline in your free claim review.
Other Claims We Handle
Roof Damage
Roof repair and replacement disputes, from leaks to full replacement.
Learn More about Roof Damage
Storm Damage
Lightning, rain intrusion, and broad damage from severe storms.
Learn More about Storm Damage
Underpaid Claims
Lowball offers, missed line items, and estimates that fall short of real repair costs.
Learn More about Underpaid Claims