Umpire Services
When two appraisers cannot agree, an umpire decides the disputed items. We serve as a neutral umpire, never as an advocate for either side.
What We Do
A neutral decision-maker for appraisal disputes.
Neutral role
We do not represent either side.
Disputed items
Reviewing only the items the appraisers cannot agree on.
Record review
Reviewing estimates, photos, and policy terms from both sides.
Inspection
Inspecting the loss where the process allows it.
Appointment
Appointed by agreement of the appraisers or by a court, depending on the policy and state.
Written award
A written decision on the amount of loss.
Timing
Working within the schedule set by the process.
Independence
We do not serve as umpire on any claim where we represent a party.
How It Works
Policy terms and state rules vary.
The appraisers cannot agree. Each side appraiser submits a position on the disputed items.
An umpire is selected. Usually the appraisers agree on one, or a court appoints one, depending on the policy and state.
We review both positions. We review the estimates, photos, and policy terms.
We decide the disputed items. Only the items the appraisers could not settle.
A written award. The award sets the amount of loss for the disputed items.
Contact us. If you are an appraiser, attorney, or insurer looking for an umpire in GA, TN, SC, or NC, get in touch.
Umpire Questions
What Does An Umpire Do?
An umpire resolves the items two appraisers cannot agree on, usually the amount of loss.
Is An Umpire On My Side?
No. An umpire is neutral and does not represent either party.
Can You Be My Adjuster And The Umpire?
No. We never act as umpire on a claim where we represent a party.
How Is An Umpire Chosen?
Usually the two appraisers agree on one, or a court appoints one, depending on the policy and state.
How Long Does A Umpire Claim Take?
It depends on the size of the loss and how the insurer responds. We explain the likely timeline in your free claim review.
Other Ways We Help
Public Adjuster
We represent you, not the insurer, from first photo to final settlement.
Learn More about Public Adjuster
Appraiser
We serve as your appraiser when your policy's appraisal clause is invoked.
Learn More about Appraiser
Denied Claims
A second look at denial letters, the policy language cited, and the reasons given.
Learn More about Denied Claims