Vandalism Claims
Break-ins and malicious damage are stressful and disorienting. We help you document what was taken and damaged for your insurer.
What We Look For
Vandalism claims need a clear record. We help you build one.
Forced entry
Broken doors, windows, and locks.
Graffiti and defacement
Painted or defaced surfaces and materials.
Malicious damage
Smashed fixtures, cabinets, and interior damage.
Stolen or damaged contents
Items taken or destroyed during the incident.
Inventory
A documented list of items with values.
Police report
The report insurers commonly ask for.
Security repairs
Securing the property after the incident.
ALE
Additional Living Expenses: the cost of living elsewhere while you rebuild.
What To Do Right Now
You are dealing with a lot. These steps protect your safety and your claim.
Call the police. File a report and keep the report number.
Do not disturb the scene. Leave things as they are until you have photographed them.
Photograph the damage. Take photos and video of everything damaged or missing.
Report to your insurer. Tell them promptly and write down your claim number.
Secure the property. Board up openings if you can, and keep the receipts.
Call us before you accept an offer. A free claim review takes about two minutes to start, and there is no cost to review your claim.
Vandalism Claim Questions
Is Vandalism Covered?
Many homeowner and commercial policies cover vandalism and theft, subject to limits and exclusions such as vacancy. We read yours with you.
Do I Need A Police Report?
Insurers commonly ask for one for theft and vandalism.
How Do I List Stolen Items?
Make an inventory with descriptions, purchase dates, and values, and add receipts or photos where you have them.
Can I Hire You If My Claim Is Already Open?
Often, yes. Bring your policy, your claim file, and any carrier letters, and we will review where things stand.
How Long Does A Vandalism Claim Take?
It depends on the size of the loss and how the insurer responds. We explain the likely timeline in your free claim review.
Other Claims We Handle
Residential
Full-loss claims for houses, condos, and rental dwellings, from first photo to final payment.
Learn More about Residential
Commercial
Property and business interruption losses for owners and landlords.
Learn More about Commercial
Fire Damage
Structural fire loss, documented room by room.
Learn More about Fire Damage