Public Adjuster Services
A public adjuster works for you, not the insurance company. We document the loss, build the estimate, and handle the claim with your carrier.
What We Do
Here is what we handle for you, from the first photo to the final payment.
Damage documentation
Photos, measurements, and a full record of the loss.
Policy review
Coverages, limits, deductibles, and endorsements.
Estimate
A detailed estimate of the repair and replacement scope.
Contents and ALE
An inventory of contents and your living expenses.
Carrier communication
We handle calls, emails, and meetings with the insurer.
Estimate review
A line-by-line review of the insurer estimate.
Negotiation
We negotiate the settlement on your behalf.
Follow-through
We track deadlines and follow the claim until it is resolved.
How It Works
Here is what to expect when you hire us.
Free claim review. Tell us about the loss. There is no cost to review your claim.
Policy and damage review. We read your policy and look at the damage.
Written agreement. If we take your claim, we sign a written agreement that sets out our fee.
We build the claim. We document the loss and prepare the estimate.
We work with your carrier. We handle communication and negotiation.
Settlement. We review the final offer with you before you accept it.
Public Adjuster Questions
What Does A Public Adjuster Do?
A public adjuster represents the policyholder on a property claim: documenting the loss, preparing the estimate, and negotiating with the insurer.
How Is A Public Adjuster Different From The Insurance Adjuster?
The insurer adjuster works for the insurance company. A public adjuster works for you.
How Do You Get Paid?
Public adjusters are generally paid under a written agreement, often a percentage of the recovery. We explain our fee in your free review.
Can I Hire You If My Claim Is Already Open?
Often, yes. Bring your policy, your claim file, and any carrier letters, and we will review where things stand.
How Long Does A Public Adjuster Claim Take?
It depends on the size of the loss and how the insurer responds. We explain the likely timeline in your free claim review.
Other Ways We Help
Appraiser
We serve as your appraiser when your policy's appraisal clause is invoked.
Learn More about Appraiser
Umpire
We act as a neutral umpire when appraisers cannot agree on the amount of loss.
Learn More about Umpire
Underpaid Claims
Lowball offers, missed line items, and estimates that fall short of real repair costs.
Learn More about Underpaid Claims